Business DescriptionCitizens National Bank is a thriving community bank with a focus on business banking. Our goal is to provide optimum customer service and make the small business owner`s financial decisions as easy and stress-free as possible. We offer a full line of products ranging from free checking accounts and traditional savings accounts to high rate money market accounts and cash management services. Our online banking product allows customers to transfer funds between accounts, manage payroll and even complete ACH transactions and wires. And, we work with each individual business to develop a funding plan which may include leasing programs, lines of credit or real estate loans.

Six Locations To Serve You:

BLUFFTON: 419-358-8040
102 S. Main St.
Lobby Hours: Mon.-Fri. 9 a.m.-3 p.m.
Drive-Thru: 9 a.m.-6 p.m.
Saturday: Lobby: 9 a.m.-12 p.m.
Drive-Thru: 9 a.m.-12 p.m.

CELINA: 419-584-2300
601 Grand Lake Rd.
Lobby Hours: Mon.-Fri. 9 a.m.-5 p.m.,
Drive-Thru: 8:30 a.m.-5 p.m.
Saturday: Lobby: 9 a.m.-12 p.m.,
Drive-Thru: 8:30 a.m.-12 p.m.

ELIDA: 419-339-0107
305 Kiracofe St.
Lobby Hours: Mon.-Fri. 9 a.m.-5 p.m.
Drive-Thru: 8:30 a.m.-5 p.m.
Saturday: Lobby: 9 a.m.-12 p.m.
Drive-Thru: 8:30 a.m.-12 p.m.

FINDLAY: 419-427-2920
1955 Tiffin Ave.
Lobby Hours: Mon.-Thurs. 9 a.m.-5 p.m.
Drive-Thru: 9 a.m.-6 p.m.
Friday: Lobby: 9 a.m.-5 p.m.
Drive-Thru: 9 a.m.-6 p.m.

LIMA: 419-224-0400
201 N. Main St.
Lobby Hours: Mon.-Fri. 9 a.m.-5 p.m.
Drive-Thru: 8 a.m.-6 p.m.
Saturday: Drive-Thru Only: 9 a.m.-12 p.m.

VAN WERT: 419-238-1080
1199 Westwood Dr.
Lobby Hours: Mon.-Thurs. 9 a.m.-4 p.m.
Drive-Thru: 8:30 a.m.-5 p.m.
Friday: Lobby: 9 a.m.-5 p.m.
Drive-Thru: 8:30 a.m.-6 p.m.
Saturday: Lobby: 9 a.m.-12 p.m.
Drive-Thru: 8:30 a.m.-12 p.m.

Loan Closings Available By Appointment or at Off-Site Locations.
Service AreaServing Bluffton, Lima, Elida, Van Wert, Celina, Findlay.
Business TypeBanking Services
Business TaglineThriving community bank with a focus on business banking
ProductsChecking Accounts, Savings Accounts, Money Markets, CDs, CDARS Program, HSA`s, Small Business Loans, Lines of Credit, Real Estate Loans, Online Banking, Payroll Services, ACH Transactions, Domestic, International Wires, CheckCard
ServicesCredit Analysis, On-Site Visits by Business Development Officers, Courier Service, Online for Business, Local Loan Decision-Making, Investment Services
Number of Locations6
Year Founded1920
Number of Employees145
SpecialtiesChecking Accounts, Savings Accounts, Money Markets, CDs, CDARS Program, HSA`s, Small Business Loans, Lines of Credit, Real Estate Loans, Online Banking, Payroll Services, ACH Transactions, Domestic, International Wires, CheckCard, Credit Analysis, On-Site Visits by Business Development Officers, Courier Service, Online for Business, Local Loan Decision-Making, Investment Services, Business Banking, Personal Service, Locally Owned, Small business Experts, Flexible Terms
Business Map

AssociationsChamber of Commerce, BBB

Citizens National Bank, 102 S. Main St., Bluffton, OH 45817